Looking at (extremely accurate and overwhelmingly negative) Glassdoor reviews of the company I worked at before starting my own business made me grateful to the Lord for leading me where I am today.
Trust in God.
I'm hundreds of dollars into Terminos (Maple AI), but I've saved in the hundreds of hours too (as someone who hasn't built much software in a decade). Obviously this varies by ability, tools, etc.
Times are changing.